The following are general categories of recreational vehicles (other than watercraft):

• All-Terrain Vehicles
• Dune Buggies
• Go-Carts
• Motor Homes
• Snowmobiles
• Recreational trailers
• Golfcarts
• Minibikes (Mopeds)
• Trail Bikes
• Motorcycles

The exposures of recreational vehicles for which you'll want insurance coverage are similar to those of autos. Exposures include liability to others, injury or death of the user of such vehicle, and physical damage to or destruction of the vehicle itself.

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