Insurance designed to address your personal needs is called Personal Insurance or Personal Lines Insurance. It includes the various types of insurance developed primarily for individuals or families, rather than businesses.
The purpose of insurance is to help pay for losses that you could not afford to pay for on your own. Without insurance, most people could not afford the risk of owning a car, a home or business, or pay for medical care.
Most personal insurance falls into the the following categories:
- Auto
- Homeowners and Renter's Insurance
- Dwelling
- Earthquake, Homeowners
- Fine Art, Collectors
- Fine Art, Exhibition
- Flood Insurance
- Homeowners Insurance
- Mobile Home
- Personal Articles Floater
- Renters Insurance
- Liability Insurance
- Recreational Vehicles
We can explain all of this in detail and customize it for your specific needs. Give us a call today.