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California Commercial Insurance Coverage

Commercial Insurance

Commercial Insurance

At Los Gatos Insurance Services in California, we know your commercial property is important to you. It’s your livelihood in most cases. As independent agents, we know all the different ways your business property could be damaged or destroyed. We know your property is vulnerable to everything from fires to flooding to electrical surges and more. Without the right insurance, your business could fail.

With commercial property insurance, businesses will be provided with the financial assistance they need in the event of a loss. This will allow their operations to continue as usual as soon as possible.

Benefits of Commercial Property Insurance

Every business is different, which is why there are different types of commercial property insurance policies. These policies can be designed specifically for your business. Talk to your independent agent about your company’s needs.

Commercial Property Policies Protect Your Property From:

  • Business interruptions
  • Damage
  • Loss of use or income
  • Damage to property or equipment
  • Production delays
  • Product contamination
  • Damage of reputation
  • Building code issues

Commercial Property Insurance will cover the equipment and items your business needs to run on a daily basis. Depending on the policy, it will pay for the repair or replacement of your business property if it's stolen, damaged, or destroyed in a fire or natural disaster. This will include items such as:

  • Office space your business owns
  • Fixtures
  • Furniture
  • Inventory
  • Supplies
  • Equipment

Our agents will discuss your needs with you and design a plan that is specific to your needs. They will review the limits and deductibles of each plan to make sure the policy maximizes your current and future goals.

At Los Gatos Insurance Services in California, our experienced insurance professionals will help you choose the commercial property insurance that is right for you. They’ll help you protect your business in the event of damage or loss, providing you with coverage that will have you back on your feet and running normally as soon as possible. Contact us today!

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Our Trusted Partners

  • AIG
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  • California Fair Plan
  • Chubb
  • CNA Surety
  • Deans & Homer
  • Employers
  • Foremost
  • GeoVera
  • Great American
  • Hagerty
  • HCC Surety - Tokyo Marine
  • Hiscox
  • ICAT
  • James River
  • Liberty Mutual
  • National Flood Insurance
  • Nationwide
  • Nationwide Private Client
  • Pacific Compensation
  • Personal Umbrella
  • Philadelphia
  • Progressive
  • Pure
  • Safeco
  • Spinnaker
  • State Fund
  • Stillwater
  • The Hartford
  • Tavelers
  • US Assure
  • USLI